Pregnant and without health insurance?
One of the biggest questions facing pregnant women is how to pay for prenatal care and hospital bills. Fortunately, the State of Texas has insurance programs specifically for pregnant women. Some women may be eligible, even if they already have private health insurance or have not yet obtained U.S. citizenship.
Medicaid for Low-Income Pregnant Women
Medicaid is a health insurance program offered through the state government. A pregnant woman can receive Medicaid benefits during pregnancy and up to two months after birth if she meets certain income requirements. Medicaid covers 100% of the cost of prenatal doctor visits, prescriptions, lab tests, hospital care, labor and delivery, postpartum checkups after leaving the hospital, and other medical care associated with pregnancy. Medicaid will also assist with rides to and from the doctor. Women who already have health insurance but meet the Medicaid income requirements can still apply to help pay for medical bills that private insurance will not cover.
CHIP Perinatal Coverage
The Children’s Health Insurance Program (“CHIP”) offers perinatal coverage for pregnant women who make too much money to qualify for Medicaid. Unlike Medicaid, pregnant women who have not yet obtained U.S. citizenship are eligible for CHIP. CHIP covers 100% of the cost of prenatal doctor visits, prescriptions, labor and delivery, and postpartum checkups after leaving the hospital.
Applying for Medicaid or CHIP
If a woman is eligible for Medicaid or CHIP, she will need a proof of pregnancy report from a medical clinic verifying her pregnancy and expected delivery date.
At Prestonwood Pregnancy Center, we can give you more information about these insurance programs and provide you with the required, medical documents needed to apply. All of our services are FREE to you. Call us to book an appointment today at 972-428-4700 or make an appointment online here.